I read this somewhere –
“A great life isn’t about great huge things; it’s about small things that make a big difference. Great things are not done by impulse but by a series of small things brought together”.
Seven years ago, I received my first salary, and it brought along excitement and sheer joy. Then a number of things ran into my mind – what needs to be done with that amount, where it would be spent first, how much is to be saved, how much is to be spent, etc.
One thing I was super thrilled about was having money of my own and having the freedom to shop for myself and for my loved ones. I feel immense satisfaction when I buy something for my family (yes, this feeling is better than doing shopping for yourself). I love surprising my loved ones with random gifts that I buy out of my savings that I have done over the years (Thanks to Kotak Mahindra Bank, for giving me the freedom to ‘save and spend’ while earning huge cashbacks with their Silk – Women’s Savings Account). I left my corporate job exactly three years ago after becoming a mommy to my daughter. Although becoming a mommy blogger and doing work-from-home gives me the freedom to be financially free and save for the future. I believe – “A penny saved is a penny earned”. It doesn’t matter if I am not earning in ‘xxxxxx’ figures, what matters to me most is that I am balancing both the fronts (home and career) equally, in the best possible time available. Though I am not the primary contributor in running our family but I do little things that make big difference sometimes like surprising my husband with small gifts or offering to pay the bill while dining out in a fine dine restaurant during weekends. The happiness and pride that I see in his eyes can’t be expressed in words. He is not one of those husbands who would question you about the money spent at the end of every month; still I make sure that I remain an earning member of the family because there is nothing like having your own money.
The benefits of having your own money are numerous.
It empowers you and gives you confidence to be who you are. To state a few – You are not dependent and answerable to anyone. You are self-reliant. You can shop whenever you feel like. You can save for the rainy day and acts as a backup for the family. You contribute to the GDP of the nation. You stay productive. It brings self-improvement and personal development. You can support your parents.
Here I would like to talk about the last pointer that I have mentioned above – “Supporting parents after marriage”. It is a great topic to debate on it. But here I would say only a few lines: In an era of women empowerment, when we are talking about women equality and breaking the societal stereotypes then, why can’t a girl support her parents after marriage? Why is it considered a sin on parents’ part? I strongly feel, a daughter should choose financial freedom, not only for her future but for the future of her parents. By being financially free, you may help them in a crisis. And if not need be, you may always surprise them with gifts purchased from your own money. After all – “It is the little things that make a big difference”.
Why being financially independent is important to you?
This article was originally published here.